Wondering about the new W2 requirements for health insurance?

Thursday, January 26th, 2012 | Uncategorized | No Comments

Wasn’t there something in the health reform bill about W2 reporting and the value of an employees health insurance?  Yep, there sure was!  Read all about it here:

https://www.aetna.com/health-reform-connection/questions-answers/w2-reporting-requirement.html#3 

Fiat?

Wednesday, January 25th, 2012 | Personal Insurance | Comments Off

The Fiat 500 may have earned the top safety pick, but it’s now considered one of the worst flops of 2011!

Teaching Your Teen to Drive

Wednesday, January 25th, 2012 | Uncategorized | No Comments

The Mesa County Health Department is offering 2012 Teaching Your Teen to Drive classes. Please contact Brittany Kline at 683-6624 or e-mail teendriving@mesacounty.us to reserve a spot in one of the classes.

For more information copy the following to your URL address bar http://www.health.mesacounty.us/comm/news/2012/2012-01-24-1.pdf

A Different Kind of 1%

Wednesday, January 18th, 2012 | Health Insurance | Comments Off

In a statistical brief released last week, the Agency for Healthcare Research and Quality (AHRQ) reported that 1 percent of Americans accounted for nearly 22 percent of total health care spending (or slightly more than $90,000 per year for each individual in that 1 percent).  Further statistical analysis revealed that 5 percent of the population accounted for half of all health expenditures.

Child Only Health Plan Open Enrollment Is Here!!

Tuesday, January 17th, 2012 | Uncategorized | Comments Off

Do you know a child age 6 months to 19 years who needs a  health plan just for them, no grown up on the plan with them?  We can only do this a couple of times a year, and now is the time.  Give me a call!

What do Americans like most about Health Reform?

Monday, January 16th, 2012 | Health Insurance | Comments Off

According to a recent Kaiser Poll, it’s plan information in a mandated format.

Surprisingly, the runaway favorite was a relatively obscure requirement that health plans provide consumers with a short, easy to understand description of their benefits and coverage. Sixty percent of the American people gave this requirement for greater transparency in health insurance benefits a very favorable rating, the only provision in the law to get such a rating from more than half of the public.

Read the entire article here: http://www.kff.org/pullingittogether/Most-Popular-Provision-ACA.cfm

Car Insurance Myth #1

Wednesday, January 11th, 2012 | Personal Insurance | Comments Off

The color of my car affects my insurance rates.

Truth:  OK… Read carefully…. RED CARS DO NOT GET MORE TICKETS!!  If your agents asks you what color your car is, it’s just because they are jealous that you drive a Cherry Red Mazaratti!    The color of your car has absolutely nothing to do with your rates.  The make and model do, and how you drive it, yes, but the color, no.

Thanks for hanging in with me as we reviewed the top 15 car insurance myths!  If you have any questions let me know. 

Car Insurance Myth # 2

Tuesday, January 10th, 2012 | Personal Insurance | Comments Off

“Full Coverage” includes rental car and towing  coverage.

Truth: Full coverage means something different to everyone.  Rental car reimbursement and towing/roadside assistance coverage are actually individual coverages that should be added to your policy, they are not built in.   These are actually two coverages that are very inexpensive to add.  Are you covered?  Call me today to find out.

Car Insurance Myth # 3

Monday, January 9th, 2012 | Personal Insurance | Comments Off

My driving history is the only factor that determines my car insurance rate.

Truth: There are so many factors that influence your auto insurance rate, there is not enough room for me to list them all!  Your driving history is a a big part of it.  So is your age, type of car, credit, where you drive, theft rate in your area, grades if you are a student or insure one…. The list goes on and on.

Car Insurance Myth # 4

Sunday, January 8th, 2012 | Personal Insurance | Comments Off

Comprehensive insurance covers mechanical problems.

Truth:  Nope.  But that would be really cool.  Your comprehensive coverage takes care of many things, like theft, vandalism, falling items and glass.  Mechanical failure is still on you.  Don’t forget that oil change!