Panel: Boys should get HPV vaccine given to girls

Thursday, October 27th, 2011 | Health Insurance | Comments Off

A vaccine against cervical cancer hasn’t been all that popular for girls. It may be even a harder sell for boys now that it’s been recommended for them too.

A government advisory panel on Tuesday decided that the vaccine should also be given to boys, in part to help prevent the cancer-causing virus through sex.

Public health officials have tried since 2006 to get parents to have their daughters vaccinated against the human papillomavirus, or HPV, which causes most of the cervical cancer in women.

Read the entire article here: http://health.yahoo.net/news/s/ap/us_med_hpv_vaccine_boys

Mesa County RX Take Back Program

Wednesday, October 26th, 2011 | Health Insurance | Comments Off

Motorcycle crash deaths dropped with the sluggish economy.

Wednesday, October 26th, 2011 | Uncategorized | Comments Off

The latest information and stats on cycle safety — See the statistics here:  http://www.iihs.org/research/topics/motorcycles.html

Child booster seat ratings

Tuesday, October 25th, 2011 | Uncategorized | Comments Off

Looking for the best booster seat for your 4-8 yr old? IIHS ratings show which ones provide the safest belt fit.  See the article here.

Halloween related damage?

Tuesday, October 25th, 2011 | Uncategorized | Comments Off

Basic safety steps & up-to-date insurance policies take some of the fright out of possible Halloween related damage -

Read the article here: http://www.iii.org/press_releases/your-insurance-policies-can-protect-you-if-you-get-more-tricks-than-treats-this-halloween.html

Patients using savings and borrowing to cope with financial impact of cancer

Monday, October 24th, 2011 | Uncategorized | Comments Off

Cancer patients are struggling to make ends meet, suggests a new survey from Macmillan Cancer Support.

The charity’s poll of 1,495 cancer patients found that more than two thirds (70%) had been affected financially by their diagnosis, through lost income and rising costs such as those incurred by travelling to hospital.

Read the whole article here.

If you hit an animal…

Friday, October 21st, 2011 | Personal Insurance | Comments Off

If you cannot stop in time, unfortunate as it may be, it is usually safer to hit the animal than to swerve. Swerving may land you in the path of another car or off the road in a ditch.

Pull over and call the State Patrol (dial *CSP from your cell phone in Colorado) or local law enforcement to report the accident. If the animal is still on the roadway, they can safely remove it.

If the animal is still alive, it may be dangerous for you to leave your vehicle.

If you vehicle is unsafe to operate or you are injured, stay in your car and wait for help.

Call your insurance agent at your earliest opportunity. If you carry optional comprehensive coverage it will cover damage caused by a collision with an animal.

Here are a few things to keep in mind when you’re insuring your stuff:

Thursday, October 20th, 2011 | Uncategorized | Comments Off

Check the limits of your policy on personal items, such as jewelry, silverware, furs and computer equipment. If the limits are too low, consider buying a special personal property endorsement or a “floater.” An endorsement is an addition to your policy. A floater is a form of insurance that allows you to insure valuable items separately. Make an inventory of everything you own in your home and in other buildings on the property. Write down major items you own along with all available information, such as (a) serial numbers (b) make and/or model numbers (c) purchase prices (d) present value (e) date of purchase. Click here for more on home inventories. Document your inventory. Take either still or video pictures and attach receipts to the inventory when available. Store the inventory and visual records AWAY from your home—perhaps in a safe deposit box. Update the inventory when you make major purchases.

Shoo the Flu! Seasonal Flu Vaccine

Tuesday, October 18th, 2011 | Uncategorized | Comments Off

Everyone who is 6 months of age or older should get a seasonal flu vaccine. The 2011-2012 flu vaccine provides protection against the three main viruses including the H1N1 virus.

Flu vaccinations are offered on a walk-in basis Monday, Wednesday, Thursday, and Friday from 8:00 am – 4:00 pm, and Tuesdays from 11:00 am – 7:00 pm . The Health Department is located at 510 29 ½ Rd. which is at the corner of North Ave and 29 ½ Rd.

Cost and Insurance
The cost of the injectable vaccine is $15.00.

Flu mist (intranasal) has been approved for healthy individuals ages 2 – 49 years and is $20.00.

We can bill Rocky Mountain Health Plans, Humana, Medicare part B, Railroad Medicare, Medicaid, and CNIC.

What does credit have to do with insurance?

Monday, October 17th, 2011 | Personal Insurance | Comments Off

Credit scores are based on an analysis of an individual’s credit history. These scores are used for many purposes such as securing a loan, finding a place to live, getting a telephone and buying insurance. Insurers often generate a numerical ranking based on a person’s credit history, known as an “insurance score,” when underwriting and setting the rates for insurance policies. Actuarial studies show that how a person manages his or her financial affairs, which is what an insurance score indicates, is a good predictor of insurance claims. Insurance scores are used to help insurers differentiate between lower and higher insurance risks and thus charge a premium equal to the risk they are assuming. Statistically, people who have a poor insurance score are more likely to file a claim.

As a result, establishing a solid credit history can cut your insurance costs. To protect your credit standing, pay your bills on time, don’t obtain more credit than you need, and keep the balances on your credit cards as low as possible—ideally, try to pay off the bill in full each month. Also, check your credit record regularly, and request that any errors be corrected immediately so that your record remains accurate.

The Fair Credit Reporting Act (FCRA) requires each of the nationwide consumer reporting companies—Equifax, Experian, and TransUnion—to provide you with a free copy of your credit report, at your request, once every 12 months. For more information, go to the Federal Trade Commission’s Web site on credit.Free annual credit reports can be ordered from AnnualCreditReport.com.