Car Insurance Myth # 12

Saturday, December 31st, 2011 | Personal Insurance | Comments Off

My insurance will cover me if my car is stolen or vandalized.

Truth:  Only if you have the right coverage.  Comprehensive is the coverage you need to be protected against theft and vandalism.  Comprehensive coverage protects you against other things as well.  Are you covered?  Call me today at 242-7526 to make sure.

Car Insurance Myth #13

Friday, December 30th, 2011 | Personal Insurance | Comments Off

Thieves are more likely to steal new cars.

Truth:  SO not true!!!  For three years running the number one stolen car has been the 1994 Honda Accord.  In 2011 the number 2 stolen car was the 1995 Honda Civic, and number 3 was the 1991 Toyota Camry.

Why?  They are easier to steal and more valuable in the used car parts market.

Car Insurance Myth # 14

Thursday, December 29th, 2011 | Personal Insurance | Comments Off

If  items are stolen from my car, they are covered under my auto policy.

Truth:  Actually, it is generally your homeowners or renters policy that covers items stolen from your car.    Make sure you have adequate protection!

Car Insurance Myth #15

Wednesday, December 28th, 2011 | Personal Insurance | Comments Off

Drivers of sports cars get more tickets and pay higher insurance premiums.

Turth:  Not so much.  Nine of the top 10 cars with the most driving violations were NOT performance models!  It is not the car, it is the behavior of  the driver.  A 35 year old Corvette driver with a clean driving record will likely pay less than a 24 year old with tickets driving a Scion.