Exiciting News!

Wednesday, February 29th, 2012 | Personal Insurance | Comments Off

Insurance Planning Alternatives now represents Kemper Preferred!  This gives us one more way to meet your individual insurance needs.  Call us today to see how IPA can help YOU!

Health Insurance Translator:

Sunday, February 19th, 2012 | Health Insurance | Comments Off

What does EOB mean???

After you visit your doctor, you’ll get an explanation of benefits outlining the services you received, how much they cost, and how much your plan paid.  This will also let you know how much your portion will be.

Still have questions?  Call us!

Health Insurance Translator:

Saturday, February 18th, 2012 | Uncategorized | Comments Off

What does Deductible mean???

What you pay before your plan begins to pay. For example, if your health insurance policy has a $500 deductible, you will have to pay the first $500 of your care before the plan begins to pay a percentage of your expenses. Many plans cover some common services such as office visits with a flat dollar charge that you pay and your deductible does not apply to.

Still have questions?  Call us!

Go to the Right Place

Friday, February 17th, 2012 | Health Insurance | Comments Off

When you need urgent care, you have choices. For less serious situations, you may not need to go to an emergency room. Ask your doctor ahead of time , before you need care, about care options. Urgent care centers or clinics can be a less expensive option.

HHS Unveils Final Design For Insurance Labels

Thursday, February 9th, 2012 | Health Insurance | Comments Off

The Obama administration today unveiled final regulations that detail what information health insurers will be required to provide on new consumer labels mandated by the federal health law to explain their plans.

“All consumers, for the first time, will really be able to clearly comprehend the sometimes confusing language insurance plans often use in marketing,” said Health and Human Services Secretary Kathleen Sebelius in a printed statement. “This will give them a new edge in deciding which plan will best suit their needs and those of their families or employees.”

read the entire article here: http://www.kaiserhealthnews.org/Stories/2012/February/09/insurance-labels.aspx