Insurance Planning Alternatives Blog http://blog.ipagj.com Personal, Commercial Insurance and Life / Health Insurance for the Grand Junction, Colorado Area Sun, 19 Feb 2012 18:23:04 +0000 en hourly 1 http://wordpress.org/?v=3.3 Health Insurance Translator: http://blog.ipagj.com/2012/02/health-insurance-translator/ http://blog.ipagj.com/2012/02/health-insurance-translator/#comments Sun, 19 Feb 2012 18:23:04 +0000 Insurance Planning Alternatives http://blog.ipagj.com/?p=429 What does EOB mean???

After you visit your doctor, you’ll get an explanation of benefits outlining the services you received, how much they cost, and how much your plan paid.  This will also let you know how much your portion will be.

Still have questions?  Call us!

]]> http://blog.ipagj.com/2012/02/health-insurance-translator/feed/ 0 Health Insurance Translator: http://blog.ipagj.com/2012/02/health-insurance-translator-2/ http://blog.ipagj.com/2012/02/health-insurance-translator-2/#comments Sat, 18 Feb 2012 15:28:41 +0000 Insurance Planning Alternatives http://blog.ipagj.com/?p=431 What does Deductible mean???

What you pay before your plan begins to pay. For example, if your health insurance policy has a $500 deductible, you will have to pay the first $500 of your care before the plan begins to pay a percentage of your expenses. Many plans cover some common services such as office visits with a flat dollar charge that you pay and your deductible does not apply to.

 

Still have questions?  Call us!

 

]]> http://blog.ipagj.com/2012/02/health-insurance-translator-2/feed/ 0 Go to the Right Place http://blog.ipagj.com/2012/02/go-to-the-right-place/ http://blog.ipagj.com/2012/02/go-to-the-right-place/#comments Fri, 17 Feb 2012 18:24:30 +0000 Insurance Planning Alternatives http://blog.ipagj.com/?p=433 When you need urgent care, you have choices. For less serious situations, you may not need to go to an emergency room. Ask your doctor ahead of time , before you need care, about care options. Urgent care centers or clinics can be a less expensive option.

]]> http://blog.ipagj.com/2012/02/go-to-the-right-place/feed/ 0 HHS Unveils Final Design For Insurance Labels http://blog.ipagj.com/2012/02/hhs-unveils-final-design-for-insurance-labels/ http://blog.ipagj.com/2012/02/hhs-unveils-final-design-for-insurance-labels/#comments Thu, 09 Feb 2012 17:26:29 +0000 Insurance Planning Alternatives http://blog.ipagj.com/?p=423 The Obama administration today unveiled final regulations that detail what information health insurers will be required to provide on new consumer labels mandated by the federal health law to explain their plans.

“All consumers, for the first time, will really be able to clearly comprehend the sometimes confusing language insurance plans often use in marketing,” said Health and Human Services Secretary Kathleen Sebelius in a printed statement. “This will give them a new edge in deciding which plan will best suit their needs and those of their families or employees.”

read the entire article here: http://www.kaiserhealthnews.org/Stories/2012/February/09/insurance-labels.aspx

]]> http://blog.ipagj.com/2012/02/hhs-unveils-final-design-for-insurance-labels/feed/ 0 Wondering about the new W2 requirements for health insurance? http://blog.ipagj.com/2012/01/wondering-about-the-new-w2-requirements-for-health-insurance/ http://blog.ipagj.com/2012/01/wondering-about-the-new-w2-requirements-for-health-insurance/#comments Thu, 26 Jan 2012 15:59:51 +0000 Insurance Planning Alternatives http://blog.ipagj.com/?p=421 Wasn’t there something in the health reform bill about W2 reporting and the value of an employees health insurance?  Yep, there sure was!  Read all about it here:

https://www.aetna.com/health-reform-connection/questions-answers/w2-reporting-requirement.html#3 

]]> http://blog.ipagj.com/2012/01/wondering-about-the-new-w2-requirements-for-health-insurance/feed/ 0 Fiat? http://blog.ipagj.com/2012/01/fiat/ http://blog.ipagj.com/2012/01/fiat/#comments Wed, 25 Jan 2012 18:11:16 +0000 Insurance Planning Alternatives http://blog.ipagj.com/?p=399 The Fiat 500 may have earned the top safety pick, but it’s now considered one of the worst flops of 2011!

]]> http://blog.ipagj.com/2012/01/fiat/feed/ 0 Teaching Your Teen to Drive http://blog.ipagj.com/2012/01/teaching-your-teen-to-drive/ http://blog.ipagj.com/2012/01/teaching-your-teen-to-drive/#comments Wed, 25 Jan 2012 16:37:53 +0000 Insurance Planning Alternatives http://blog.ipagj.com/?p=419 The Mesa County Health Department is offering 2012 Teaching Your Teen to Drive classes. Please contact Brittany Kline at 683-6624 or e-mail teendriving@mesacounty.us to reserve a spot in one of the classes.

For more information copy the following to your URL address bar http://www.health.mesacounty.us/comm/news/2012/2012-01-24-1.pdf

]]> http://blog.ipagj.com/2012/01/teaching-your-teen-to-drive/feed/ 0 A Different Kind of 1% http://blog.ipagj.com/2012/01/a-different-kind-of-1/ http://blog.ipagj.com/2012/01/a-different-kind-of-1/#comments Wed, 18 Jan 2012 20:43:51 +0000 Insurance Planning Alternatives http://blog.ipagj.com/?p=404 In a statistical brief released last week, the Agency for Healthcare Research and Quality (AHRQ) reported that 1 percent of Americans accounted for nearly 22 percent of total health care spending (or slightly more than $90,000 per year for each individual in that 1 percent).  Further statistical analysis revealed that 5 percent of the population accounted for half of all health expenditures.

]]> http://blog.ipagj.com/2012/01/a-different-kind-of-1/feed/ 0 Child Only Health Plan Open Enrollment Is Here!! http://blog.ipagj.com/2012/01/child-only-health-plan-open-enrollment-is-here/ http://blog.ipagj.com/2012/01/child-only-health-plan-open-enrollment-is-here/#comments Tue, 17 Jan 2012 16:32:13 +0000 Insurance Planning Alternatives http://blog.ipagj.com/?p=395 Do you know a child age 6 months to 19 years who needs a  health plan just for them, no grown up on the plan with them?  We can only do this a couple of times a year, and now is the time.  Give me a call!

]]> http://blog.ipagj.com/2012/01/child-only-health-plan-open-enrollment-is-here/feed/ 0 What do Americans like most about Health Reform? http://blog.ipagj.com/2012/01/what-do-americans-like-most-about-health-reform/ http://blog.ipagj.com/2012/01/what-do-americans-like-most-about-health-reform/#comments Mon, 16 Jan 2012 16:28:37 +0000 Insurance Planning Alternatives http://blog.ipagj.com/?p=392 According to a recent Kaiser Poll, it’s plan information in a mandated format.

Surprisingly, the runaway favorite was a relatively obscure requirement that health plans provide consumers with a short, easy to understand description of their benefits and coverage. Sixty percent of the American people gave this requirement for greater transparency in health insurance benefits a very favorable rating, the only provision in the law to get such a rating from more than half of the public.

Read the entire article here: http://www.kff.org/pullingittogether/Most-Popular-Provision-ACA.cfm

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